Open Banking Blog

Stories, insights, and advice that will transform banking and finance for good

November 18 2025

Your data should work for you, and not the institutions that hold it. Learn more about what happens to your data with open banking....

October 31 2025

As Nigeria awaits the CBN’s Open Banking approval, here are three practical steps banks and fintechs can take now to stay ahead....

September 22 2025

As Open Banking becomes a reality in Nigeria, discover the three pillars shaping its success....

April 29 2025

The point is: Open Finance makes financial services smarter, more personalised, and a lot more useful....

March 25 2025

Every year, businesses lose billions to a problem that shouldn’t exist.  Customers don’t cancel their subscriptions, their payments do. A card expires. A bank flags a transaction as fraud. A Direct Debit fails because there aren’t enough funds that day....

March 21 2025

At the center of the open banking shift is the API standard, which dictates how institutions should share data in a structured and secure way....

January 30 2025

This article examines the benefits and challenges of adopting ISO 20022 for open banking in Nigeria. It weighs the potential of this standard to transform financial services against the practical hurdles it presents....

January 2 2025

Nigeria’s digital payment ecosystem is at a crossroads. While digital payment adoption is growing, with over 60% of the population engaging in online transactions, many Nigerians still face persistent barriers: transaction failures, delays in receiving one-time passwords (OTPs), and security...

December 31 2024

Open banking. The buzzword that has everyone nodding in agreement, but if you stop the average person on the street—or even in the boardroom—they’d struggle to tell you what it really means. Is it APIs? Fancy fintech dashboards? Or is...

December 31 2024

Imagine a world where access to credit isn’t just a privilege for the fortunate few but a foundational layer of everyday life—like clean water or electricity. Now, hold that thought and ask yourself: why is it that in a country...

Read this next