Open Banking Blog

Stories, insights, and advice that will transform banking and finance for good

October 31 2025

As Nigeria awaits the CBN’s Open Banking approval, here are three practical steps banks and fintechs can take now to stay ahead....

October 28 2025

Nigeria’s open banking may seem to have gone quiet, but behind the scenes, the CBN and industry players are finalizing the frameworks that will power the country’s long-awaited open banking launch....

September 22 2025

As Open Banking becomes a reality in Nigeria, discover the three pillars shaping its success....

April 29 2025

The point is: Open Finance makes financial services smarter, more personalised, and a lot more useful....

February 28 2025

John needs to sign up for a new budgeting app. Instead of creating yet another password, he sees an option to log in with Google. He clicks it, Google verifies his identity, and within seconds, he has access. No new...

December 31 2024

Imagine a world where access to credit isn’t just a privilege for the fortunate few but a foundational layer of everyday life—like clean water or electricity. Now, hold that thought and ask yourself: why is it that in a country...

November 29 2024

Data privacy in open banking isn’t the headline-grabbing attention in Nigeria. It’s not the celebrity scandal everyone talks about, and it’s certainly not what you’ll see trending on Twitter on a random Tuesday.  But maybe it should be. Because right...

November 17 2024

Discover how OBN’s open-source API gateway is simplifying financial data sharing, driving innovation, and opening doors for banks and fintechs to deliver better services while fostering financial inclusion....

September 27 2024

Open Banking has been touted as one of the most revolutionary shifts in financial services, with Nigeria at the forefront of adopting this transformative model in Africa. In 2021, the Central Bank of Nigeria (CBN) formalized the Open Banking regulatory...

August 26 2024

In Nigeria, the Open Banking Consent Management System (OBCMS) is the technological platform from which this consent is given. Uniquely, the OBCMS uses the Bank Verification Number (BVN) to verify end-user identities when they grant consent....

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