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Open Banking Blog

Stories, insights, and advice that will transform banking and finance for good

Who actually benefits the most from open banking?

May 5 2026

  • Information, Thought leadership
Fintechs? Banks? Consumers? The answer to who benefits most from open banking in Nigeria is more complicated than the obvious guess....
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The problems open banking was never designed to solve

April 21 2026

  • Information, Thought leadership
Open banking is a specific piece of infrastructure that does specific things well, but the problems it leaves untouched are also worth exploring....
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smiley-woman-holding-phone-side-view

Nigeria’s insurance penetration is under 1%. Open finance data might be our best shot at changing that

April 20 2026

  • Information, Thought leadership
Nigeria’s insurance penetration is under 1%. Open finance data could help insurers see and serve the people they’ve never been able to reach....
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The one use case that will drive open banking adoption in Nigeria

March 30 2026

  • Around the World, Thought leadership
Open banking has many use cases, but credit is the one that will drive adoption in Nigeria. Here is why the data, the behaviour, and the need all point there....
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Australia built open banking and almost nobody used it at first. Nigeria should be paying attention.

March 29 2026

  • Around the World, Thought leadership
Australia built open banking and almost no one used it. As Nigeria prepares for go live, Here's what we can learn from their four-year adoption struggle....
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Should Open Banking participation really be mandatory?

March 2 2026

  • Thought leadership
While other markets have chosen slightly different models. this article examines whether a mandatory approach can realistically deliver a reliable open banking system....
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Central Bank of Nigeria's logo is seen on the headquarters building in Abuja

What regulators must get right before go-live

January 19 2026

  • Information
Your data should work for you, and not the institutions that hold it. Learn more about what happens to your data with open banking....
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Banks are right to be worried about open banking but here’s how to manage the risks

January 16 2026

  • Thought leadership
Zooming in on the key factors that shape and sustain customer trust in Nigeria’s emerging Open Banking ecosystem....
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How to build customer trust in Nigeria’s Open Banking ecosystem

December 31 2025

  • Information, Thought leadership
Zooming in on the key factors that shape and sustain customer trust in Nigeria’s emerging Open Banking ecosystem....
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Nigerian innovations that could get better with open banking

December 10 2025

  • Information
Beyond the numbers and statistics, here's what real success will look like for open banking in Nigeria....
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Read this next

Who actually benefits the most from open banking?

May 5 2026

  • Information, Thought leadership
Read article

The problems open banking was never designed to solve

April 21 2026

  • Information, Thought leadership
Read article
smiley-woman-holding-phone-side-view

Nigeria’s insurance penetration is under 1%. Open finance data might be our best shot at changing that

April 20 2026

  • Information, Thought leadership
Read article

Open Banking Nigeria (Open Technology Foundation) is a non-profit backed by a group of industry experts across banking, fintech, risk management, and more to drive and launch the open banking standard in Nigeria.

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