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Open Banking Blog

Stories, insights, and advice that will transform banking and finance for good
open banking regulation

Important regulations for open banking in Nigeria

October 29 2024

  • Information
Let’s walk you through the specific open banking regulations in place, their implications, and how they ensure a secure environment for all stakeholders....
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savings and investment in nigeria

How open banking will transform savings and investment in Nigeria

September 25 2024

  • Information, Thought leadership

In a country where over 40% of the population lives below the poverty line, saving isn’t just a luxury; it’s a necessity. Whether it’s for emergencies, school fees, or starting a small business, saving gives people a safety net. But...

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Critical stakeholders in the Nigerian open banking journey

August 30 2024

  • Information, Thought leadership

Nigeria embarked on its Open Banking journey in 2017, spearheaded by a coalition of industry stakeholders advocating for greater innovation and inclusion. This mirrored the United Kingdom’s pioneering efforts under GDPR and the Second Payment Services Directive (PSD2), which sought...

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open banking users

Which banks and fintech companies would be open banking users in Nigeria?

August 27 2024

  • Information
Although everyone is allowed, there are strict requirements around regulatory compliance, data security, and technical readiness for open banking users....
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Frequently asked questions about open banking

Frequently Asked Questions about Open Banking

June 30 2024

  • Information, News, Thought leadership
The OBN team answers some of the most popularly asked questions about Open Banking in Nigeria...
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Authentication and authorization over “dumb” channels for open banking - fapi

Authentication and authorization over “dumb” channels for open banking

December 31 2022

  • Information
In Nigeria, incorporating FAPI with feature phones and channels not driven by internet has been a big concern, but OBN now has the answer. Read all about it on our latest blog post...
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What are variable recurring payments and how do they work?

March 25 2025

  • Information
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Important things to know about the API standard for open banking in Nigeria

Important things to know about the API standard for open banking in Nigeria

March 21 2025

  • Information
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Will OBN use FAPI

Will Nigeria use FAPI for authentication?

February 28 2025

  • Thought leadership
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Open Banking Nigeria (Open Technology Foundation) is a non-profit backed by a group of industry experts across banking, fintech, risk management, and more to drive and launch the open banking standard in Nigeria.

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