Open Banking Blog

Stories, insights, and advice that will transform banking and finance for good

March 30 2026

Open banking has many use cases, but credit is the one that will drive adoption in Nigeria. Here is why the data, the behaviour, and the need all point there....

March 29 2026

Australia built open banking and almost no one used it. As Nigeria prepares for go live, Here's what we can learn from their four-year adoption struggle....

March 2 2026

While other markets have chosen slightly different models. this article examines whether a mandatory approach can realistically deliver a reliable open banking system....

January 16 2026

Zooming in on the key factors that shape and sustain customer trust in Nigeria’s emerging Open Banking ecosystem....

December 31 2025

Zooming in on the key factors that shape and sustain customer trust in Nigeria’s emerging Open Banking ecosystem....

February 28 2025

John needs to sign up for a new budgeting app. Instead of creating yet another password, he sees an option to log in with Google. He clicks it, Google verifies his identity, and within seconds, he has access. No new...

January 31 2025

In a nation where over 41 million Micro, Small, and Medium Enterprises (MSMEs) contribute nearly half of the GDP, it’s perplexing that less than 11% have access to formal credit. In 2016, the Central Bank of Nigeria established the National Collateral Registry to enhance...

January 2 2025

Nigeria’s digital payment ecosystem is at a crossroads. While digital payment adoption is growing, with over 60% of the population engaging in online transactions, many Nigerians still face persistent barriers: transaction failures, delays in receiving one-time passwords (OTPs), and security...

September 27 2024

Open Banking has been touted as one of the most revolutionary shifts in financial services, with Nigeria at the forefront of adopting this transformative model in Africa. In 2021, the Central Bank of Nigeria (CBN) formalized the Open Banking regulatory...

September 25 2024

In a country where over 40% of the population lives below the poverty line, saving isn’t just a luxury; it’s a necessity. Whether it’s for emergencies, school fees, or starting a small business, saving gives people a safety net. But...

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