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Open Banking and competition in Nigeria’s banking ecosystem

by  Adedeji Olowe and Oge Okonkwo Introduction The concept of Open Banking is emerging globally as the potential future of the banking industry. Open banking …

Open Banking is a panacea to integration risks

by Ayowole Popoola and Igboa Abumere Executive Summary The need to build a connected world has become very imperative. Almost every industry has been upturned …

Sparkle, the digital bank founded by Uzoma Dozie, joins Open Banking Nigeria

Sparkle, a digital bank for the retail sector founded by the erstwhile former CEO of Diamond Bank Plc., has become the latest stakeholder in Nigeria’s …

Rethinking access to credit in banking services

Introduction Banks, Fintechs, and other financial institutions have traditionally relied on internal customer and transactional data as well as credit scores/reports from credit bureaus for …

Open Banking Nigeria 2019 Annual Report

Open banking signals a remarkable shift in the business of banking. It embodies a creative disruption of the banking business, leading to a rearrangement of …

Open APIs: An inclusive model for advancing financial inclusion in Nigeria (An Open Banking Nigeria perspective)

Introduction Financial inclusion has become more than a catchphrase within the financial services space in recent times, primarily due to discussions on the subject from …

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